Keep going with PREMIER Bankcard®
You made the first move. Now what?
Managing your credit can feel stressful, but you’ve already tackled one of the hardest parts - getting started. If your application has been approved, the next step is to open your account by paying the Program Fee1 or providing funds for the Security Deposit2.
Already approved?
Provide some details on the next page and then pay the Program Fee or fund your Security Deposit to open your account.
Keep going with PREMIER Bankcard®
You made the first move. Now what?
Managing your credit can feel stressful, but you’ve already tackled one of the hardest parts - getting started. If your application has been approved, the next step is to open your account by paying the Program Fee1 or providing funds for the Security Deposit2.
Program Fee
If you’re approved for the PREMIER Credit Card, all you need to do is pay the Program Fee to open your account.
After this one-time fee is paid, you can start using your card to pay for things you already buy like groceries, transportation, and everyday essentials.
Security Deposit
A secured credit card is backed by a refundable security deposit2. The initial security deposit for the PREMIER Secured Credit Card is $200. This means if your application is approved, provide $200 to establish your credit limit and open your account.
Start small
If approved, you’ll start with a lower credit limit so you can focus on setting a foundation for long-term success.
Remember, building credit is all about taking small, steady steps: pay your bills when they’re due, keep your debt in check, and don't rush to apply for new credit.
Discover the possibilities
What can better credit do for you? As you make progress on your credit journey, you could start to see even more opportunities for things like bigger credit limits, new credit card offers, and access to other helpful financial options.
Easier apartment rentals
Better rates on insurance
Better bank
loans
Utilities without deposits
Fewer security deposits
Lower mortgage rates
Ready for the next step?
If your application has been approved, pay the Program Fee or fund the Security Deposit to open your account so you can use your card for things you already buy like groceries, transportation, and everyday essentials.
Provide some details on the next page to look up your information and open your account.
Success by the numbers
805K+
Over 805,000 PREMIER customers improved their credit score in 2023.
$1M
PREMIER provided almost one million dollars in credit limit increases to qualified customers in 2023.
Frequently Asked Questions
Managing a credit card is one way for you to build or rebuild your credit and improve your credit score. To help build good credit, use credit cards regularly and make all your payments on time. You’ll also want to keep an eye on what’s called credit utilization. Credit utilization is the percentage of your total credit you're using. In general, you should aim to keep your utilization percentage low (under 30%) by using a small portion of your card's credit limit.
Secured credit cards are often a great place to start. A refundable Security Deposit2 is required to open your account. The PREMIER Bankcard Secured Credit Card can give you the opportunity to start your journey to building or rebuilding your credit right now vs having to wait until you’re eligible for the unsecured.
You can use your PREMIER Bankcard credit card anywhere Mastercard® is accepted. Which is virtually, anywhere.
Yes, we do. We want to continue providing the opportunity for you to keep building your credit. Credit limit increases are available after 12 months of responsible use of your card.
Disclosures
- The Program Fee is assessed to offset the risk associated with the credit card account. The amount of the Program Fee, Annual Fee, and Monthly Fee vary based on the credit limit of the account. See Terms and Conditions for details.
- A refundable Security Deposit means you get your money back if you have a zero balance and the account is closed.
- Based on Q1 & Q2 2024, PREMIER Bankcard’s average approval rate for completed applications is 74%. Individual results may vary.