Effective as of May 21, 2024
Last updated May 21, 2024
Version 3.0.0
Please read before enrolling
As part of our goal to ensure that we deliver information in a manner that is convenient for you, you may agree to receive communications from us electronically instead of in writing (or on paper). To enroll to receive communications electronically, you will need to consent to the terms below.
Scope of Consent
Your consent will authorize First PREMIER Bank and its servicer, PREMIER Bankcard, to provide all disclosures to you electronically instead of in writing. This may include, but is not limited to, notices in response to your application, your monthly billing statements, including any disclosures provided with your monthly billing statements, annual Privacy Notice, Change in Terms Notifications, adverse action notices, delinquency notifications, Direct Dispute Notifications, and any other communication related to your account ("Communications"). If you have more than one account, you will have to enroll each account to receive electronic Communications. In our sole discretion, we may always provide you with any Communication on paper, even if you have chosen to receive it electronically.
Electronic Delivery
If you consent, Communications will be delivered to you when we make them available for you during your application session or by logging into your account at our website or through our mobile application. We may also send an email notification to your email address on file when your monthly billing statement, annual Privacy Notice, Change in Terms Notifications, or any other communication is available for viewing. If you enroll in electronic delivery of these disclosures, we will not be required to mail paper (written) versions to you for the enrolled account.
Hardware and Software Requirements
To electronically receive, view, save and print Communications, you will need:
- An Internet connection,
- A username and password that you have set up to log into your account at our website www.mypremiercreditcard.com opens in a new window or through our mobile application,
- A valid email address that you have provided to us,
- A version of Edge, Chrome, Safari, or Firefox that is currently supported by its publisher,
- A currently supported program that accurately reads and displays PDF files (such as Adobe Acrobat Reader),
- A computer or mobile device with an operating system capable of supporting all of the above, and
- Sufficient storage space to save past Communications or an installed printer to print them.
You are solely responsible for the equipment (including your personal computer, software, or mobile device) you use to access our electronic Communications. We are not responsible for errors or delays or your inability to access the services caused by your equipment. We are not responsible for the cost of upgrading your equipment to stay current with the services, nor are we responsible, under any circumstances, for any damage to your equipment or the data resident thereon. We do not warrant, nor will we be responsible for, any errors or failures from the malfunction or failure of your equipment.
Changes to Equipment and Software Requirements
We will notify you if we change the equipment or software required for you to access any Communications. Continuing to receive electronic Communications after receiving notification of such a change indicates your agreement to continue receiving Communications electronically.
Paper Copy of Disclosures
You may request a paper copy of any electronic Communication by writing us at PREMIER Bankcard, PO Box 5524, Sioux Falls, SD 57117-5524, or by calling us at 1-800-987-5521. Fees may apply to receive paper copies, except where prohibited by applicable law - please refer to your Credit Card Contract and Account Opening Disclosures. Electronic Communications can be downloaded and saved to your personal equipment or printed and retained.
If you do not wish to receive Communications electronically, do not consent to enroll and we will continue to provide you with a paper copy at no charge.
Withdrawing Consent to Electronic Delivery
You can, at any time, withdraw your consent to electronic delivery of Communications by logging into your account at our website or mobile application and changing your delivery preferences. If you withdraw your consent, paper copies will resume and will be mailed to your mailing address on record.
Consent and Acknowledgement
By providing your consent you are confirming that (1) you have read this ESIGN Consent and wish to receive all Communications associated with your application and account electronically, (2) you have the hardware and software necessary to access and retain the Communication(s) delivered electronically and you can download or print a copy, and (3) you will notify us of any changes to your contact information.