When you check the box on the application, you consent to receive recurring marketing messages, such as promotional or sales offers, from PREMIER Bankcard to your cell phone. Phone messages are sent by a live operator, automated telephone dialing system, prerecorded and artificial voice messages and text message (SMS, MMS, RCS) to the cell phone number provided. Providing your consent to receive recurring marketing messages is not required to obtain an account from us. Message frequency will vary. Message and data rates may apply. To opt-out at any time, reply STOP to any message we send you. For assistance, reply HELP to any message we send you or call 1-800-987-5521.