Do you have a pre-approved1 offer with PREMIER Bankcard®?
If you found this page, it’s likely you’re pre-approved for a PREMIER Platinum Credit Card. To find your offer and complete an application, pick an option below.
Respond to a mail offer
Your confirmation number is located under the QR code on the letter you received.
See if you have an offer
No confirmation number handy? That’s okay! You can look up an existing offer.
What does it mean to be pre-approved?
Being pre-approved for a PREMIER Platinum Credit Card isn’t a guarantee but it means your chances of approval are pretty good based on your credit history.
Once you submit your application, we’ll review your credit report, credit score, and income to determine if you are approved for an account.
Knowledge is power
When we say “clear pricing”, we mean it. Credit card terms and conditions probably won’t be the most exciting thing you read today, but it’s important to understand the rates and fees associated with your offer. Here are three ways you can find your Terms and Conditions:
In the mail
Terms and Conditions are mailed along with your pre-approved offer.
By phone
Give us a call at 1-800-987-5521. Our best-in-class Customer Care will be able to provide the information you need.
Online
After you look up your offer, click the Terms and Conditions link to view.
Make the next move
When you’re considering one of our cards, we want you to feel confident and informed every step of the way. We’ll give you all the information you need to know, so you have the ability to make an informed decision.
Understand your offer
If you have been pre-approved, make sure you review the rates, fees, and other important disclosures associated with your offer before you submit your application. Give our Customer Care team a call at 1-800-987-5521 if you have any questions.
Complete your application
Complete our user-friendly online application form. You’ll need to provide basic information about yourself. Please make sure it’s accurate to help avoid delays.
Open your account
If you’re approved for an account that has a Program Fee2, pay the Program Fee to open your account and use your card as soon as it arrives. Most Program Fees are $95 but the amount may vary depending on the offer you applied for.
Here’s an example of our Terms and Conditions. For specific details, including info about your rates and fees, refer to the Terms and Conditions associated with your offer. This information is also provided with the Account Opening Disclosures you will receive in the mail, along with your credit card.
Disclosures
- Pre-Approved means that you have met our initial criteria for this credit card offer. See the Terms and Conditions for our Eligibility Criteria, which includes a minimum income requirement of $10,000
- The Program Fee is assessed to offset the risk associated with the credit card account. The amount of the Program Fee, Annual Fee, and Monthly Fee vary based on the credit limit of the account. See Terms and Conditions for details.