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Good credit can happen. We could help you.
From bankruptcy to a home. We are excited to be alongside one of our customers, Valerie, as her home was featured on Designing Spaces. Hear more about Valerie's financial and credit journey and how she rebuilt her credit - and her life - using the right credit card for her.
Learn more about what PREMIER Bankcard does, and why we do it.
We're all about giving people a second chance.
Chandra's story
See how our Customer Service Reps, like Chandra, go the extra mile for our customers.
Valerie's story
Hear about Valerie’s financial journey and how we gave her a second chance to rebuild her credit.
We meet our customers where they are on their financial journey and support them as they work towards a brighter credit future.
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Credit Building1
We report monthly to the Consumer Reporting Agencies to help you build your credit.
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Access & Security
Enjoy the security of Mastercard in your wallet with any of PREMIER Bankcard's credit cards.
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Credit Limit Increases
Raise your credit limit after 12 months with responsible use of your card2.
Frequently Asked Questions
Secured credit cards are often a great place to start. A refundable security deposit3 is required to open your account. The PREMIER Bankcard Secured Credit Card can give you the opportunity to start your journey to building or rebuilding your credit right now vs having to wait until you’re eligible for the unsecured.
FICO Scores are often considered to be the industry standard for making accurate and fair decisions about creditworthiness. They help millions of people get the credit they need for a home, a new car, or a special purchase.
Disclosures
- Build credit by keeping your balance low and paying all your bills on time every month.
- Credit limit increase eligibility upon request, after you've been with us for 12 months and have kept your account in good standing (on-time payments and staying within the credit limit).
- A refundable security deposit means you get your money back if you have a zero balance and the account is closed.