The road to building1 credit starts here
Building credit doesn't have to feel so complicated. Small, steady steps can lead to big results. Make your next move with PREMIER Bankcard®.
Pre-qualify & get started
It only takes a minute and won't impact your credit score.
Find your existing offer
Got an offer in the mail? Accepting it online is simple.
Apply now
Take the first step to better credit, applying is easy.
Find a card that fits you
Tired of getting lost in fine print and complicated credit offers? At PREMIER Bankcard®, we keep it simple. We’ll break down our cards with easy-to-understand language to help find the best fit for your financial situation.
Score these benefits
Credit Reporting
Monthly reports to the Consumer Reporting Agencies to help you build your credit.
Clear Pricing
No hidden fees here. Everything is in the Terms and Conditions.
Award-Winning Customer Service
Call on our U.S.-based customer service representatives who are here to help you get the account answers you need.
Credit Limit Increases
Eligible for a well-deserved increase after 12 months of consistent responsible account management.
"I was able to dig myself out of that hole and repair my credit."
Hear about Valerie’s financial journey and how she rebuilt her credit - and her life - using the right credit card.
By your side, wherever you go
View recent transactions, make payments, and manage your PREMIER Bankcard right from your mobile device.
4.7
447K Reviews
4.6
220K Reviews
Real people, real results
Read what real customers are saying about PREMIER Bankcard.
Source: PREMIER Bankcard Customer Surveys
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“I would recommend PREMIER Bankcard highly for those who want to rebuild their credit and make a fresh start. I'm very honored they accepted me and gave me a chance to start over again. Thank you!”
Tina B.
Florida
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"PREMIER Bankcard has been great, from filling out the application to the outstanding services."
Cevester W.
Alabama
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“The customer service is wonderful. PREMIER Bankcard has a great reputation and has lived up to their words. Some credit card companies treat you like a number but PREMIER treats you like a person and family. This is one credit card I will continue to use."
Tracey W.
Maryland
You've got questions, we've got answers
Connect with people that care. Our award-winning, U.S.-based customer service representatives are here to help you get the answers you need to succeed with PREMIER.
Contact Center of the Year
Gold Winner
Contact Center of the Year (Over 100 Seats) - Financial Services Industries, 2023 Stevie Awards
Customer Service Team of the Year
Gold Winner
Front-Line Customer Service Team of the Year - Financial Services Industries, 2023 Stevie Awards
Doing Well By Doing Good
Award Winner
Fourth annual Mastercard Community Institution Segment Awards
Disclosures
- Build credit by keeping your balance low and paying all your bills on time every month.