You're more than your credit score

Give yourself some credit. No matter your starting point, building credit1 is possible with the right credit card.

Pre-qualify & get started

Find your existing offer

Apply now

Pre-qualify & get started

It only takes a minute and won't impact your credit score.

Pre-qualify now

Find your existing offer

Got an offer in the mail? Accepting it online is simple.

Get your offer

Apply now

Take the first step to better credit, applying is easy.

Get started

Find a card that fits you

Tired of getting lost in fine print and complicated credit offers? At PREMIER Bankcard®, we keep it simple. We’ll break down our cards with easy-to-understand language to help find the best fit for your financial situation.

Score these benefits

Credit Reporting

Monthly reports to the Consumer Reporting Agencies to help you build your credit.

Clear Pricing

No hidden fees here. Everything is in the Terms and Conditions.

Award-Winning Customer Service

Call on our U.S.-based customer service representatives who are here to help you get the account answers you need.

Credit Limit Increases

Eligible for a well-deserved increase after 12 months of consistent responsible account management.

Explore our cards

"I was able to dig myself out of that hole and repair my credit."

Hear about Valerie’s financial journey and how she rebuilt her credit - and her life - using the right credit card.

At PREMIER Bankcard, we're different by design. Our cards have been featured on

The Balancing Act Airing on Lifetime
Learn More

By your side, wherever you go

View recent transactions, make payments, and manage your PREMIER Bankcard right from your mobile device.

4.7

4.7 out of 5 rating
447K reviews
Download on the App Store

4.6

4.6 out of 5 rating
220K reviews
Get it on Google Play
A smartphone screen displays a financial app. The app shows a current balance of $65.17 and available credit of $334.00 out of $400. Quick actions include locking the card, making a payment, and reviewing statements. Recent transactions are also shown.

You've got questions, we've got answers

Connect with people that care. Our award-winning, U.S.-based customer service representatives are here to help you get the answers you need to succeed with PREMIER.

Contact Us
A gold emblem showcasing an award

Contact Center of the Year

Gold Winner

Contact Center of the Year (Over 100 Seats) - Financial Services Industries, 2023 Stevie Awards

A gold emblem showcasing an award

Customer Service Team of the Year

Gold Winner

Front-Line Customer Service Team of the Year - Financial Services Industries, 2023 Stevie Awards

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Doing Well By Doing Good

Award Winner

Fourth annual Mastercard Community Institution Segment Awards

Real people, real results

Read what real customers are saying about PREMIER Bankcard.

Source: PREMIER Bankcard Customer Surveys

  • “I would recommend PREMIER Bankcard highly for those who want to rebuild their credit and make a fresh start. I'm very honored they accepted me and gave me a chance to start over again. Thank you!”

    Tina B.

    Florida

  • "PREMIER Bankcard has been great, from filling out the application to the outstanding services."

    Cevester W.

    Alabama

  • “The customer service is wonderful. PREMIER Bankcard has a great reputation and has lived up to their words. Some credit card companies treat you like a number but PREMIER treats you like a person and family. This is one credit card I will continue to use."

    Tracey W.

    Maryland

Disclosures

  1. Build credit by keeping your balance low and paying all your bills on time every month.